This program follows the Standard Personal Auto Policy (PAP) in Texas. There is permissive use, the liability coverage follows the insured to ANY vehicle, borrowed or rented. This policy also provides Comprehensive and Collision as well. We would like to have all Household members on the declarations page, like all of our programs. This is the broadest coverage of any policy that Empower offers. Insured must have a valid U.S. driver’s license.
6 Month Program
30/60/25 Limits of Coverage
Liability Coverage
Collision & OTC Programs (No photos required)
Uninsured/Underinsured Motorist 30/60/25 Limits
Personal Injury Protection $2500
In House Agency renewal Transfer Discount (minimum 6 mos POP within agency. Empower to Empower does NOT qualify)
Homeowner Discount (house or mobile home)
Full Disclosure Discount
EFT Discount (use credit card and checking acct)
6 month, 12 month & 24 month Prior Discount (Empower POP can be used)
SR-22 (can be any driver on policy, for state of TX only)
Rental & Towing (Reimbursement Only)
Current Texas Driver’s License (suspended ok w/ SR-22 filing)
Valid Out of State Driver’s License (no surcharge/no need to change within 30 days)
Empower Insurance helps customers save by offering a variety of car insurance programs
