This is a 30-day, liability only policy. This program provides expanded coverage for all household members on listed vehicle(s). Liability coverage does not follow the insured to a rented or borrowed vehicle. This program will also allow Foreign ID and DL’s. Any photo ID is acceptable and can be expired.
Contractual Liability Exclusion
Automatic Termination
Restricted Out of State Coverage
Restricted Rented Property and Non-Owned Auto
Month to Month Program
30/60/25 Limits of Coverage
Liability Coverage
Uninsured/Underinsured Motorist 30/60/25 Limits
Personal Injury Protection $2500
In House Agency renewal Transfer Discount (minimum 6 mos POP within agency. Empower to Empower does NOT qualify)
Homeowner Discount (house or mobile home)
Full Disclosure Discount
EFT Discount (use credit card and checking acct)
6 month, 12 month & 24 month Prior Discount (Empower POP can be used)
SR-22 (can be any driver on policy, for state of TX only)
Current Texas Driver’s License (suspended ok w/ SR-22 filing)
Valid Out of State Driver’s License (no surcharge/no need to change within 30 days)
Foreign DL, Matricula, Non USA Passport, Permanent Resident Card, Voters Card, Work Visa
Expired Driver’s License (no need to renew)
Any US ID Card current or expired (Pick TX ID)
Empower Insurance helps customers save by offering a variety of car insurance programs
