Annual Savings Program (12 months)

Our BEST monthly value including Named Driver discounts locked in for 12 months!

Annual Savings is a great way to lock in our lowest rate for 12 full months! This program offers coverage for all listed household members and liability coverage for permissive use for non-household members. Empower Annual Savings will include the Alinsco Named Driver endorsements and offer the best monthly payment options for your clients.

With the Empower Annual Savings Program, your policy will endorse the following…

  • Authorized Driver
  • Storage
  • Contractual Liability Exclusion
  • Automatic Termination
  • Covered Person
  • Restricted Out of State Coverage
  • Restricted Rented Property and Non-Owned Auto Endorsement

Annual Savings Program Features

  • Named Driver Policy
  • 12 Month Program
  • 30/60/25 Limits of Coverage
  • Liability Coverage
  • Collision & OTC Programs (No Photos Required)
  • Uninsured/Underinsured Motorist 30/60/25 Limits
  • Personal Injury Protection $2500
  • In House Agency renewal Transfer Discount (minimum 6 mos POP within agency. Empower to Empower does NOT qualify)
  • Homeowner Discount (house or mobile home)
  • Full Disclosure Discount• EFT Discount (use credit card and checking acct)
  • 6 month, 12 month & 24 month Prior Discount (Empower POP can be used)
  • SR-22 (can be any driver on policy, for state of TX only)
  • Rental & Towing (Reimbursement Only)
  • Current Texas Driver’s License (suspended ok w/ SR-22 filing)
  • Valid Out of State Driver’s License (no surcharge/no need to change within 30 days)
  • Foreign DL, Matricula, Non USA Passport, Permanent Resident Card, Voters Card, Work Visa
  • Expired Driver’s License (no need to renew)
  • Any US ID Card current or expired (Pick TX ID)

Empowering Choices