"New year, new me!"
It's a saying that rolls around at the end of every calendar year to help make yourself better by making changes to your lifestyle. Most people try to eat or drink less, quit a bad habit or plan to travel more. However, most people rarely attempt to apply insurance related money saving tactics to their new agenda. These easy tips can help make you wiser when it comes to dealing with insurance choices so that you have the best possible coverage for your needs. Here are 5 insurance related resolutions for 2017!
Car Insurance - Advise your insurer of any potential changes in driving habits so that your policy correctly reflects how your vehicle is being used. It's also wise to adapt safety measures to your driving in order to avoid any accidents or collisions in the upcoming year. Keep that driving record unscathed!
Home Insurance - A good way to kick off the New Year is by taking an inventory of all of your possessions. An updated and precise list will come in handy if you have to file a home insurance claim sometime in the New Year. Also, make sure that your home coverage amount is high enough to cover any unforeseen repairs in 2017.
Life Insurance - This resolution can go hand in hand with any health-related New Year resolutions you may have on your radar. Eating better, quitting drinking or smoking and exercising more may qualify you for more preferred rates. Nothing like killing two birds with one stone!
Health Insurance - In order to save money on health costs for the New Year, it's recommended that you do some research to learn more about your health care provider. If you're living a healthy lifestyle and don't visit the doctor that often, you can seek lower premiums through a higher insurance deductible.
Catastrophe Insurance - If 2016 taught us one thing, it's that a good quote to live by is "Always expect the unexpected." Depending on where your home is located, you may be susceptible to flooding, quakes or other natural disasters. With the increase in fracking, there have been more reports of tremors, which are likely to increase within the New Year. As for flood insurance, do some research on the flood plains in your area to make sure you're not taking chances that you shouldn't be, or vice versa.
With the New Year approaching, now is a great time to make sure that all of your insurance needs are up-to-date. Give us a call to have an agent review your policy to confirm that your auto insurance has the right amount of coverage for your family and your needs. We can also ensure that you are getting the best rate for your policy. You might even qualify for additional discounts, especially if you have your home insured through us!