Empower Insurance is the multi-award winning company created by and for Texas Independent Insurance Agents.    
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 Prohibited Vehicles
 Empower will not provide coverage for these vehicles
 Prohibited Vehicles List
  • Any vehicle with more than 4 wheels
  • Any vehicle with less than 4 wheels
  • Alfa Romero
  • Baja's
  • Chevrolet Corvettes
  • Chevrolet Geo Tracker
  • Chevrolet SS models
  • Daihatsu
  • Dodge Raider
  • Dune Buggies
  • Ford Lightning
  • Golf Carts
  • Hummers
  • Isuzu Amigo
  • Jaguar
  • Jeep CJ Series
  • Jeep Wranglers
  • Porsche
  • Sterling
  • Subaru Brat
  • Suzuki Sidekick
  • Suzuki Samurai
  • Volkswagen Thing
  • Vehicles valued over $35,000.00
  • Smart Cars
  • 15 Passenger Van
Additions to this list may be added at any time. Please refer to the latest underwriting guidelines for the program you are using.
 We may accept the following for liability if photos are provided
  • Ford Crown Victoria Police Interceptor & Chevrolet Impala Police
  • Liability - Yes but must have photos in & out to make sure all police equipment was removed (front metal guard, inside metal divider & metal dash adaptor for computer, outside driver side light).
  • Comp/Coll - Yes w/photos and car must not have the police equipment described above
  • 1 Ton Trucks
  • Liability - Yes w/photos in & out to make sure it's not a flat bed or a dually
  • Comp/Coll - Yes w/photos
  • Half Ton Vans (Liability Only)
  • Liability - Yes w/photos in & out to make sure it's not a van used for business(no windows, cargo van, etc.)
  • Comp/Coll - No
  • Convertibles
  • Liability - Yes w/photos
  • Comp/Coll - Yes w/photos
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Privacy Policy Employment Phone: 877-437-5010 Claims: 877-437-5007 Fax: 817-306-2386 Empower Insurance Group • PO Box 137089 • Fort Worth, TX 76136